Health Cover for Students and Visitors in Australia

Compare OSHC and OVHC options for international students and temporary visitors. Choose your cover with confidence and get started in minutes.

I am a Student I am a Visitor

Compare OSHC vs OVHC

Services

Buy OSHC .

Get the best Overseas Student Health Cover for your needs

Adults

Children

Start Date

End Date

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Important Information about OSHC

•Your policy must start from the date you'll arrive in Australia or the date that any previous policy ends (or is cancelled)
•Your policy must cover until at least the end of your student visa
•How to calculate the start date and the end date of the visa
•If you hold a student dependent visa, you must be insured under the same policy as the main student visa holder. You are only eligible to hold a single OSHC policy if you are the primary visa holder

Pick Your Policy

Choose the plan that's right for you.

Features	AUD 54.3 OSHC Policy OSHC Guide Buy Now	AUD 58.05 OSHC Policy OSHC Guide Buy Now	AUD 55.81 OSHC Policy OSHC Guide Buy Now	AUD 59.99 OSHC Policy OSHC Guide Buy Now
VISA COMPLIANCE
Visa Compliance (Meets government requirements)	✓	✓	✓	✓
OUT OF HOSPITAL MEDICAL SERVICES
Doctor Visits	100% of the MBS fee	100% of the MBS fee	100% of the MBS fee	100% of the MBS fee
Pathology and Radiology (X-ray, Scan, Blood testing)	85% of the MBS fee	85% of the MBS fee	85% of the MBS fee	Up to 100% of the MBS fee
Prescription medicines	Maximum $50 per item Co-payment $42.5 for each item Maximum $300 pa for Single Maximum $600 pa for Family	Maximum $50 per item Co-payment $42.5 for each item Maximum $300 pa for Single Maximum $600 pa for Family	Maximum $50 per item Co-payment $42.5 for each item Maximum $300 pa for Single Maximum $600 pa for Family	Maximum $50 per item Co-payment $42.5 for each item Maximum $300 pa for Single Maximum $600 pa for Family
IN HOSPITAL TREATMENT
Public Hospital	100% of the rate determined by State and Territory	100% of the rate determined by State and Territory	100% of the rate determined by State and Territory	100% of the rate determined by State and Territory
Private Hospital	100% of the charges raised by contracted private hospital Scheduled appointment	100% of the charges raised by contracted private hospital Scheduled appointment	100% of the charges raised by contracted private hospital Scheduled appointment	100% of the charges raised by contracted private hospital Scheduled appointment
Treatments	100% of the MBS fee	100% of the MBS fee	100% of the MBS fee	100% of the MBS fee
Hospital Accommodation	✓	✓	✓	✓
Pregnancy and birth related services	✓	✓	✓	✓
OTHER COVERAGES
Ambulance Transports and Services	✓	✓	✓	✓
Surgically implanted prostheses	✓	✓	✓	✓
WAITING PERIOD
Psychiatric Conditions	2 months	No waiting period	2 months	2 months
Pregnancy and birth related services	12 months	12 months	12 months	12 months
Other pre-existing conditions	12 months	12 months	12 months	12 months
EXTRA SERVICES
Direct Billing Network	Sharing network with Medibank	Medium	Biggest	Big
Representative Offices in Schools, Institution	✗	✗	✗	✓ Support team at the Institution with a schedule
Video Call Doctor Consultancy	✗	✗	✓ Doctor On Demand	✓ Blua
National home doctor	✗	✗	✓ 13SICK National Home Doctor	✓ 13SICK National Home Doctor
Emergency Assistant App	✗	✗	✓ Sonder	✗
Mobile Application	✗	✗	✓ MyHealth	✓ myBUPA
Support Services 24/7	✗	✗	✗	✗
Physical card	✗	✗	✗	✓ E-card

Services

OVHC.

Get the best Overseas Visitor Health Cover for your stay in Australia.

Adults

Children

GP Visit

Meet Condition

Date of Birth

Start Date

End Date

Visa Type

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Important Information about OVHC

•Overseas Visitor Starter Hospital and Medical - Medibank may only be purchased by policy holders who are aged 49 or under.
•If customers aged 65+ apply for visa 600 and require an OVHC, please contact Annalink to discuss health cover options.
•The purchaser of Allianz OVHC policy must be over 16 years old. For some visa types, Allianz OVHC requires the policy start date to be a minimum of 14 days from the purchase date.
•Pregnancy outpatient services are not covered by Bupa and Medibank packages, please contact Annalink to discuss health cover options.
•14-day waiting period applies to both OVHC Bupa Explorer and Explorer 50 Visitor Cover for all in-hospital treatments.